Despite many lawyers' efforts to convince insurance companies to cover copyright infringement claims, most insurance carriers routinely deny coverage.
It's a frustrating denial for those who pay insurance premiums.
Never fear, though. An Ohio court has just come to your rescue. In the case of AMCO Insurance Co., v. Lauren-Spencer, Inc., the court ruled that an insurer has a duty to defend its insured when advertising was involved in the lawsuit that alleged copyright infringement, and the insured's advertising contributed in part to the copyright infringement.
Whew! That was a mouthful.
In any event, if your company's advertising causes an alleged copyright infringement, your insurance company should cover the claim.