Quote of the Day - If you choose to live outside the law, you must obey the law more stringently than anyone.
As a sole proprietor, an individual, a d.b.a. (doing business as).
We discussed it like the plague - avoiding it that is. Working for yourself offers absolutely no asset protection, and just for good measure, poor tax benefits. When (and I don't mean if) your business gets sued, all of your personal assets are at risk.
For a small fee, you can form a corporation for your business. Then, as long as you follow the corporate formalities, and meet other legal requirements (consult with your favorite lawyer here), you will most likely be successful shielding your personal assets from lawsuits and creditors.
Otherwise, most enterprising lawyers will feed you to the wolves.